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About Us

HARRIS and Associates Group. is a locally owned, independent insurance agency that can shop around your Home, Personal Auto, Business and Commercial Auto insurance with multiple carriers to find you the best value. Established by, JAMES HARRIS III, a native of North Carolina, and has been in the insurance business for over 12 years, specializing in Commercial Auto Insurance through out NC,SC and PA.



With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that WE work to satisfy YOUR needs. You are using an expert for an important financial decision.

An independent agent has several companies that WE can approach to get YOU the best coverage at the best price. As YOUR independent agent WE will know the companies with the most efficient claims departments to recover YOUR losses as quickly as possible.


There is a difference in where you buy your protection. Many people don’t realize there are three sources for insurance:

  1. Captive Agents, who can sell you the insurance of only one company.

  2. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.

  3. Independent Insurance Agents, who represent a number insurance companies, and research with these Brokers to find you the best pricing, coverages and service.

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